What We Do
Melodie Assets Management buys your business assets, from office equipment and IT systems to vehicles, tools, and specialist machinery, and leases them back to you at fair rates. You get the cash you need, and you keep using the tools that drive your business forward.
Think of us as your behind-the-scenes financial partner, helping you release working capital without missing a beat.
Our Story
Melodie was founded with a simple idea: that businesses should have better options when it comes to funding. After witnessing numerous small companies struggle with rigid lenders, we set out to build something different, a fast, flexible, and human approach to asset-backed finance.
We started by helping a handful of independent businesses get the breathing room they needed. Today, we work with companies across industries, creative studios, retailers, tradespeople, and service providers, offering tailored solutions that make sense for real-world operations.
Our Values
- Fairness First – We’re transparent, honest, and never overcomplicate things.
- Speed with Care – Quick responses, clear terms, and no time wasted.
- Built on Trust – Long-term relationships matter more than short-term wins.
- Real-World Thinking – We understand that business isn’t always predictable, and we’re built to adapt.
Who We Work With
We support:
- SMEs and sole traders
- Creative professionals and agencies
- Retailers and independent shops
- Trades, logistics, and local services
- Startups looking for capital without giving up equity
If you own valuable assets and need fast, flexible funding, we’re here to help.
Our Promise to You
At Melodie Assets Management, we understand how important your business is, and how valuable your time, tools, and trust are. That’s why we keep things simple, transparent, and always in your best interest.
Here’s what you can expect from us:
- No pressure. No pushy sales. We’re here to guide you, not corner you.
- Clear, honest terms. You’ll always know exactly what you’re agreeing to.
- Fast, fair decisions. Get a straightforward offer within 48 hours, no hoops to jump through.
- Support you can count on. Real people, real conversations, and real flexibility when you need it most.
- Your business, your control. You keep using your assets. We just help you make them work harder for you.
Whether you move forward with us or not, you’ll leave every conversation with clarity and confidence.